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FIRST CAPITAL PROMOTES SCOTT SIMMONS TO SENIOR VICE PRESIDENT

OKLAHOMA CITY, Okl. and WEST PALM BEACH, Fla., February 19, 2008 – First Capital, a leading financial services firm, announced today that Scott Simmons has been promoted to Senior Vice President in the Oklahoma City office. 

Scott Simmons is responsible for marketing and new business development for the Midwest Region focusing on the Texas region. He has almost 20 years of commercial lending experience. Mr. Simmons began his career with credit and management training at Chrysler Financial. Before joining First Capital in 2005, he spent several years developing asset based lending opportunities for First Community Financial Corp. in the Dallas Ft. Worth market. Prior to First Community, Mr. Simmons spent over ten years with ITT Commercial Finance and FINOVA Capital/TEXTRON Financial providing asset based lending solutions to the technology and telecommunications industry. Mr. Simmons is a graduate of North Texas State University where he earned a B.B.A. in Finance and Marketing.

John Curtis, Executive Vice President and Midwest Region Manager of First Capital, stated, “I congratulate Scott on his well-deserved promotion.  Scott’s knowledge and experience have greatly contributed to the success of First Capital’s Midwest Region and enhanced our presence in the Texas market.” 

About First Capital

First Capital (www.FirstCapital.com) is a leading commercial financial services firm providing prompt, professional and reliable working capital solutions and outsourcing, primarily for middle-market companies and institutions.  With over $1 billion in total committed lines, First Capital is one of the largest independent and fastest-growing commercial finance companies in the United States.  The firm focuses on asset-based lending, accounts receivable management, credit protection, international supply chain financing and servicing for clients in North America and Asia.  The firm also manages asset portfolios for clients and is an active issuer of receivables-backed securities.  Combining a unique blend of traditional and progressive banking methods, First Capital provides clients with customized support needed to grow and maintain their business.  Based out of West Palm Beach, Florida, the firm has six full-service offices in major cities including New York, Los Angeles, Ft. Lauderdale, Oklahoma City and Atlanta and a subsidiary that is headquartered in Hong Kong.